Swinton Insurance!

[Dogbad]

I have had quite a few bikes insured through Swinton over the past couple of years. Mainly as it meant I just paid one direct debit every month on the same date.
I added a small bike a few weeks ago, 110cc but they gave me 3rd Party only at over £190-00!  I got rid of the bike a few days ago and, although I had only been insured for it for less than 2 months, I got their "Cancellation Charges" of £50-00 just to stop the policy!  It would have been better and  cheaper to just let it carry on but, apparently, it is Illegal to have the insurance for a bike you don't have access to as it makes the new owners insurance Invalid or summat like that!
I insured a new bike today and guess who I DID NOT USE?

Swin, goodam,ton insurance

[Ian]

Apparently 2 insurances on one vehicle is "fraud" no matter whom is "at fault"

                         

       

   Ian

[Dogbad]

Cancelled it today!  The swine ain't getting my business as other policys run out!
Just sorted a new policy out with Bikesure that gave me the same as Swinton for about £150-00 lower premium for a year!


I remember back in the "Good Old Days (tm)" when I paid £16-00 for a third party, fire and theft policy for up to 349cc. Rider Policy, any bike you were on up to the stated engine size maximum.

[Andy M]

Their new business discount is about 45%, never renew with this lot without checking elsewhere.

Bennets are worse on the charges: £30 to cancel and then 6 months to get proof of no claims and a receipt for payment.

Andy